Is it Samsung Pay which you could use it at debit card machine or just the mini version which lets you to do transfer via app?
The biggest problem with Samsung phones is actually their Amoled screens that flickers using PWM, Pulse width modulation, it causes headache!
...like anyone would actually be stupid enough to share their bank details with google........
Samsung's doing great job with updates this time. S9 got Night Mode, A50 got that and super Slo-mo and now this. Even note FE got the One UI. They are really stepping up their software game