P-CHM, 03 Apr 2020Apple Card is a credit service operated by Apple. It is separate from Apple Pay+Samsung Pay+Go... moreApple is not a financial institution but a ODM. They created the Apple card while the entity (the bank) providing the financial services for that card is Goldman Sachs.
[deleted post]Apple Card is a credit service operated by Apple. It is separate from Apple Pay+Samsung Pay+Google Pay, which are all a platform to use various credit and debit cards from third parties.
Samsung can't do that because Samsung does not operate a credit service of their own. Likewise, Apple cannot defer payments made on third party credit cards.